There are many types of military benefits that may be helpful to both veterans and their family members after they have left the military.
One example is hospital indemnity insurance. In some cases, veterans and family members may qualify for this insurance, which is provided by the Military Benefit Association (MBA). For unexpected hospital stays, illnesses and injuries, a daily cash payment is provided.
This can be very helpful for a family that is experiencing an emergency. The cash payment may be put toward an insurance deductible, for example, or to out-of-pocket expenses that the family is facing. It helps to provide some financial stability at this time.
Potential housing options
Another area to consider is securing housing for a family. Many veterans are eligible for Specially Adapted Housing (SAH) grants. If a service member has a disability from their time in the military, this grant can help them modify their home.
Another example is mortgage assistance. Some veterans are eligible for repayment assistance, which could include setting up a special repayment plan or modifying a loan.
Furthermore, some retirees or even separated military members are eligible for on-base housing. This is private housing, and the rate is based on the Basic Allowance for Housing (BAH). Not every military base allows this housing option, and it depends on vacancy levels, but it can be helpful for those who need to prioritize their housing options.
Retaining these benefits
These are just a few examples of ways that military veterans can sometimes qualify for different benefits or assistance programs that can help their family.
But one thing that can put these benefits in jeopardy is having any issues with the service member’s records. Perhaps they received a dishonorable discharge, for example, which has prevented access.
In some cases, it is possible to go before the Board for Correction of Military Records and have the status changed to an honorable discharge that may restore access. This can be a complex process, but it is very important to a person’s long-term security after they retire from the military, and an experienced attorney can help them explore their legal options.